Is It Really About the Money?
In this episode, Dr. Froe sits down with Chelsea Williams, an accountant, speaker, and host of Always and Never About Money, to explore how our money struggles often have little to do with money.
Chelsea’s story shows how self-esteem, mindset, and past experiences shape our financial lives, from learning to budget on public transport to creating full financial systems. Her journey offers practical strategies, fresh perspective, and renewed possibility, especially for women stepping into the Great Wealth Transfer.
00:00 Money memories, curbside toys & early beliefs
06:00 A bus driver’s lesson that changed her life
10:00 Becoming a mom and the start of a mission
17:00 Discovering accounting and building value
25:00 From employee to VP to entrepreneur
35:00 Why women feel behind, and why we’re not
45:00 Mindset, negotiation & claiming your worth
💼 Be the Boss of Your Own Money. Own Your Future.
You were born to build more than just wealth—to lead, inspire, and rise. At WealthBuildHers, we’re redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and rewriting money rules.
Ready to take the first step?
Connect with us today:
Website: moneywithmission.com
LinkedIn: https://www.linkedin.com/in/moneywithmission/
Connect with Chelsea Williams
Website: moneymastery.work
LinkedIn: https://www.linkedin.com/in/chelseamwilliams-chieffinancialarchitect
Key Quotes:
“Money is a mirror. There is no such thing as a money problem—just a problem showing up in your money.” – Chelsea Williams


