When your ability to earn is one of your greatest assets, understanding how to protect it becomes essential. In this eye-opening conversation, Dr. Felecia Froe sits down with long-term disability attorney Benjamin Glass to unravel the most misunderstood yet critically important part of a physician’s financial foundation: disability insurance. Benjamin brings 42 years of experience helping professionals navigate denied claims, identify policy gaps, and rethink how disability protection plays into their long-term wealth strategy.
From the dangers of relying solely on employer-provided coverage to real stories of physicians who left millions on the table due to bad advice, this episode highlights why knowing your policy before you need it can be life-changing. Through practical insights and compassionate guidance, Benjamin also reminds listeners that a disability diagnosis doesn’t end your purpose, may even open doors to the next chapter of your legacy.
00:00 – Why Disability Insurance Matters for Physicians
04:31 – Group Policies vs. Individual Policies: The Critical Differences
10:46 – Common Mistakes Doctors Make — And the Costly Consequences
17:51 – When and How to File a Claim (And Why Timing Matters)
26:31 – Progressive Illness, Partial Disability & Real-Life Scenarios
34:46 – Purpose, Transition & Protecting Your Freedom Long-Term
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Connect with Benjamin!
Website: https://www.benglasslaw.com/
LinkedIn: https://www.linkedin.com/in/benglass/overlay/about-this-profile/
Key Quotes:
“If you’re healthy, that’s the time to read your policy and understand your risk.” – Ben Glass
“Most people never read their disability policy. That’s where the trouble begins.” – Ben Glass
